Union Gilt Fund Datagrid
Category Gilt Fund
BMSMONEY Rank 18
Rating
Growth Option 12-02-2026
NAV ₹12.02(R) +0.25% ₹12.23(D) +0.25%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 1.27% 5.57% -% -% -%
Direct 1.73% 6.07% -% -% -%
Benchmark
SIP (XIRR) Regular -15.78% 2.23% -% -% -%
Direct -15.39% 2.72% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.12 0.05 0.43 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.7% -3.67% -4.3% - 2.84%
Fund AUM As on: 30/12/2025 115 Cr
Top Gilt Fund
Fund Name Rank Rating
Icici Prudential Gilt Fund 1
Baroda BNP Paribas Gilt Fund 2
Axis Gilt Fund 3
DSP Gilt Fund 4
Hdfc Gilt Fund 5

NAV Date: 12-02-2026

Scheme Name NAV Rupee Change Percent Change
Union Gilt Fund - Regular Plan - Growth Option 12.02
0.0300
0.2500%
Union Gilt Fund - Regular Plan - Annual IDCW Option 12.02
0.0300
0.2500%
Union Gilt Fund - Regular Plan - Half-yearly IDCW Option 12.02
0.0300
0.2500%
Union Gilt Fund - Direct Plan - Growth Option 12.23
0.0300
0.2500%
Union Gilt Fund - Direct Plan - Annual IDCW Option 12.23
0.0300
0.2500%
Union Gilt Fund - Direct Plan - Half-yearly IDCW Option 12.23
0.0300
0.2500%

Review Date: 12-02-2026

Beginning of Analysis

In the Gilt Fund category, union gilt fund is the 17th ranked fund. The category has total 19 funds. The 1 star rating shows a very poor past performance of the union gilt fund in Gilt Fund. The fund has a Sharpe Ratio of 0.12 which is lower than the category average of 0.3.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

union gilt fund Return Analysis

  • The fund has given a return of -0.23%, -0.39 and 0.42 in last one, three and six months respectively. In the same period the category average return was 0.07%, 0.1% and 1.45% respectively.
  • union gilt fund has given a return of 1.73% in last one year. In the same period the Gilt Fund category average return was 3.87%.
  • The fund has given a return of 6.07% in last three years and ranked 21.0st out of 21 funds in the category. In the same period the Gilt Fund category average return was 7.05%.
  • The fund has given a SIP return of -15.39% in last one year whereas category average SIP return is -13.36%. The fund one year return rank in the category is 21st in 21 funds
  • The fund has SIP return of 2.72% in last three years and ranks 21st in 21 funds. Icici Prudential Gilt Fund has given the highest SIP return (5.36%) in the category in last three years.

union gilt fund Risk Analysis

  • The fund has a standard deviation of 3.7 and semi deviation of 2.84. The category average standard deviation is 3.11 and semi deviation is 2.31.
  • The fund has a Value at Risk (VaR) of -3.67 and a maximum drawdown of -4.3. The category average VaR is -2.93 and the maximum drawdown is -3.16.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund Category
  • Good Performance in Gilt Fund Category
  • Poor Performance in Gilt Fund Category
  • Very Poor Performance in Gilt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.27
    0.01
    		-0.43 | 0.75 19 | 21 Poor
    3M Return % -0.51
    -0.07
    		-0.56 | 0.95 19 | 21 Poor
    6M Return % 0.18
    1.11
    		0.18 | 2.93 21 | 21 Poor
    1Y Return % 1.27
    3.18
    		1.10 | 5.69 20 | 21 Poor
    3Y Return % 5.57
    6.34
    		5.34 | 7.49 18 | 21 Average
    1Y SIP Return % -15.78
    -13.96
    		-15.78 | -11.69 20 | 20 Poor
    3Y SIP Return % 2.23
    3.31
    		2.03 | 4.79 18 | 20 Poor
    Standard Deviation 3.70
    3.11
    		1.92 | 4.06 19 | 21 Poor
    Semi Deviation 2.84
    2.31
    		1.44 | 3.01 20 | 21 Poor
    Max Drawdown % -4.30
    -3.16
    		-4.50 | -1.30 20 | 21 Poor
    VaR 1 Y % -3.67
    -2.93
    		-5.78 | -0.83 16 | 21 Average
    Average Drawdown % -0.91
    -0.95
    		-2.79 | -0.60 13 | 21 Average
    Sharpe Ratio 0.12
    0.30
    		0.00 | 1.01 17 | 21 Average
    Sterling Ratio 0.43
    0.51
    		0.41 | 0.68 18 | 21 Average
    Sortino Ratio 0.05
    0.13
    		0.01 | 0.46 17 | 21 Average
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.23 0.07 -0.37 | 0.80 19 | 21 Poor
    3M Return % -0.39 0.10 -0.40 | 1.10 20 | 21 Poor
    6M Return % 0.42 1.45 0.42 | 3.22 21 | 21 Poor
    1Y Return % 1.73 3.87 1.73 | 6.26 21 | 21 Poor
    3Y Return % 6.07 7.05 6.07 | 8.05 21 | 21 Poor
    1Y SIP Return % -15.39 -13.36 -15.39 | -11.20 21 | 21 Poor
    3Y SIP Return % 2.72 4.08 2.72 | 5.36 21 | 21 Poor
    Standard Deviation 3.70 3.11 1.92 | 4.06 19 | 21 Poor
    Semi Deviation 2.84 2.31 1.44 | 3.01 20 | 21 Poor
    Max Drawdown % -4.30 -3.16 -4.50 | -1.30 20 | 21 Poor
    VaR 1 Y % -3.67 -2.93 -5.78 | -0.83 16 | 21 Average
    Average Drawdown % -0.91 -0.95 -2.79 | -0.60 13 | 21 Average
    Sharpe Ratio 0.12 0.30 0.00 | 1.01 17 | 21 Average
    Sterling Ratio 0.43 0.51 0.41 | 0.68 18 | 21 Average
    Sortino Ratio 0.05 0.13 0.01 | 0.46 17 | 21 Average
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Union Gilt Fund NAV Regular Growth Union Gilt Fund NAV Direct Growth
    12-02-2026 12.0228 12.2334
    11-02-2026 11.9929 12.2028
    10-02-2026 11.9508 12.1599
    09-02-2026 11.9337 12.1423
    06-02-2026 11.975 12.1839
    05-02-2026 12.0897 12.3004
    04-02-2026 12.0388 12.2484
    03-02-2026 12.0182 12.2273
    02-02-2026 11.9771 12.1853
    30-01-2026 12.0894 12.2991
    29-01-2026 12.0653 12.2745
    28-01-2026 12.0577 12.2666
    27-01-2026 12.0173 12.2253
    23-01-2026 12.0406 12.2483
    22-01-2026 12.0471 12.2548
    21-01-2026 12.026 12.2332
    20-01-2026 12.0212 12.2282
    19-01-2026 12.0261 12.233
    16-01-2026 12.0198 12.2261
    14-01-2026 12.046 12.2524
    13-01-2026 12.0535 12.26
    12-01-2026 12.0548 12.2611

    Fund Launch Date: 08/Aug/2022
    Fund Category: Gilt Fund
    Investment Objective: The investment objective of the Scheme is to generate income through investment in a portfolio comprising of government securities of various maturities. However, there is no assurance that the Investment Objective of the Scheme will be achieved.
    Fund Description: An open ended debt scheme investing in government securities across maturity. A relatively high interest rate risk and relatively low credit risk.
    Fund Benchmark: CRISIL Dynamic Gilt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.